Health Insurance

How to Get to Us

The Student Health Insurance Office is located in suite 305 of the Barnes Center at The Arch.

Student Health Insurance Plan

Syracuse University offers students a platinum-rated health insurance plan administered through Aetna Student Health. Each year, all full-time, matriculated undergraduate, graduate and law students must enroll in or waive out of the Student Health Insurance Plan through their MySlice account. The deadline to waive/enroll is Monday, September 16, 2019.

Failure to take action or receive an approved waiver by Monday, September 16, 2019, will result in automatic enrollment into the Student Health Insurance Plan and the premium fee of $1,730 to remain on the student’s Bursar account.

For additional information, please email the Student Health Insurance Office or call 315.443.9019.

Student Health Insurance Information

The Syracuse University Student Health Insurance Plan is currently insured and administered by Aetna Student Health. The 2019-2020 Student Health Insurance Plan offers a platinum-rated plan that features comprehensive health insurance coverage. Access the Syracuse University Plan Highlight Sheet for a brief summary. The full 2019-2020 Plan Design and Benefits Summary will be available later this summer.

The annual rate for 2019-2020 is anticipated to be $1,730 (pending New York State approval), which includes a $45 administrative fee. The administrative fee covers expenses incurred to ensure compliance with the health insurance requirement, to manage the enrollment process and to provide dedicated, on-campus support to students enrolled in the Student Health Insurance Plan.

  • The premium rate for fall-only coverage is $749.
  • The premium rate for spring-only coverage is $1,026.

The coverage dates for the 2019-2020 year are as follows:

  • 2019-2020 Academic Year: Thursday, August 1, 2019 – Friday, July 31, 2020
  • Fall 2019 Only: Thursday, August 1, 2019 – Tuesday, December 31, 2019
  • Spring 2020 Only: Wednesday, January 1, 2020 – Friday, July 31, 2020

To prevent a lapse in coverage and/or have active coverage by Thursday, August 1, 2019, proactively enroll into the Student Health Insurance Plan by Monday, July 22, 2019.

  • Log into MySlice with your SU NetID and password
  • Under the ‘Student Services’ section, find the ‘Student Health Insurance’ header and click the 'Health Insurance Enroll/Waive' option.
  • Click ‘Enroll.’
  • Complete the enrollment form and click ‘Submit.’

Within 10 business days, insurance cards will be available on the Aetna Student Health site.

Some students may already have access to qualifying health insurance coverage. To waive the Student Health Insurance Plan, students must provide proof of qualifying coverage through the MySlice waiver form.

The deadline to waive is Monday, September 16, 2019. After Monday, September 16, 2019, only prorated refunds will be available.

Qualifying coverage is defined as follows:

  • Provided by a U.S.-based insurer*
  • Covers emergency and non-emergency services in the Syracuse area
  • Compliant with all aspects of the Affordable Care Act (ACA)

Please note, most New York State Essential Plan tiers do not meet our requirements. Please email the Student Health Insurance Office if you have questions.

Insurance carriers or their subsidiaries outside the 50 U.S. states or coverage by foreign National Health Services programs are not acceptable under this criterion. Some of these plans may advertise that they are ACA-compliant and provide a U.S. address; however, many are not filed and approved in the U.S., which is required to be accepted as alternate qualifying coverage.

If you are currently enrolled in an out-of-New York State or New York City Medicaid plan, please email the Student Health Insurance Office.

Qualifying Coverage Considerations

Here are some required standards:

  • Carrier is licensed to do business in the U.S., has a U.S. phone number, and a U.S. claims payment office.
  • Does not have waiting periods prior to providing coverage for pre-existing conditions.
  • Does not have exclusions for mental health disorders, pre-existing conditions, pregnancy and pregnancy-related treatment, and drug and alcohol-related conditions.
  • Coverage is duration of the academic year or until the academic program end.
  • Unlimited yearly and unlimited maximum benefit.

Graduate students with a University appointment as a graduate, teaching or research assistant (GA/RA/TA) working 10 hours or more per week or as a fellow, are eligible to enroll into Syracuse University’s subsidized health insurance plan administered by Aetna Student Health and the graduate student dental and vision plans.

The health insurance plan offers Graduate Assistants (GA)/Resident Assistant (RA)/ Teaching Assistant (TA) and fellows platinum-level coverage and benefits at significantly lower premium costs than previous health insurance options.

Details on the features of the graduate student dental and vision plans will be available soon. To enroll in dental/vision coverage, log into MySlice. Under the ‘Student Services’ section, find ‘Student Health Insurance’ and click the ‘Dental/Vision Enroll-Optional’ link.

Please note, the subsidized rates will be reflected on your Bursar account after the enrollment period ends. You can refer to your fellowship or assistantship handbook for additional details and subsidized rates.

For questions about your assistantship or fellowship award, please contact your department. For additional information on the Student Health Insurance Plan, please email or call 315.443.9019.

The health and well-being of your student is our priority. Through the Student Health Insurance Plan, eligible students have access to quality health insurance coverage that covers them for emergency and non-emergency services in the Syracuse area. If your student is uninsured or underinsured, they can enroll in the Student Health Insurance Plan through MySlice.

We encourage you to review your current health insurance plan to identify what best fits your student’s and family’s needs. If your student is currently covered by your health insurance plan and the plan is considered qualifying coverage, your student may waive the Student Health Insurance Plan if desired.

Students may share their MySlice access with parents and guardians to grant them permission to provide proof of qualifying health insurance or to enroll in the Student Health Insurance Plan. For more information, visit the Sharing MySlice Access page. You can also complete the enrollment or waiver process with your student and take the opportunity to engage in discussion about health insurance coverage and wellness.

Full-time, matriculated graduate and law students are eligible for the graduate student dental and vision insurance plans.

The 2019-20 plans' features are detailed in the following highlight summaries:

Pricing information is as follows:

2019-20 Dental Preventative Low Plan (Monthly Rates)

  • Grad/law student only - $17.35
  • Grad/law student and spouse/partner - $29.44
  • Grad/law student and child(ren) - $32.10
  • Grad/law student, spouse/partner and child(ren) -$47.15

2019-20 Dental Comprehensive High Plan (Monthly Rates)

  • Grad/law student only - $37.50
  • Grad/law student and spouse/partner - $74.94
  • Grad/law student and child(ren) - $74.13
  • Grad/law student, spouse/partner and child(ren) -$110.61

2019-20 Vision (Monthly Rates)

  • Grad/law student only - $5.72
  • Grad/law student and spouse/partner - $11.44
  • Grad/law student and child(ren) - $12.40
  • Grad/law student, spouse/partner and child(ren) -$19.84

To enroll in the graduate student dental and/or vision plans:

  • Log into MySlice with your SU Net ID and password
  • Under the Student Services section, click the 'Vision/Dental Enroll-Optional' link listed under Student Health Insurance
  • Review the enrollment information page
  • If you would like to enroll in either or both plans, click the 'Enroll' button
  • Complete the enrollment form and click the 'Submit' button

Frequently Asked Questions

Student Health Insurance

Unexpected health care expenses can jeopardize a student’s financial stability or create barriers toward completing a degree. While all students can receive primary care through the Barnes Center at The Arch, services needed beyond primary care, such as hospitalization, pregnancy, surgery, or specialty care, are performed off-campus. Health insurance provides students and families with the reassurance that they are prepared for any medical situation.

The health and wellness fee is a mandatory fee for full-time undergraduate students, law students registered for 12 credits or more, and graduate students registered for 9 credits or more as part of the cost of attendance. This fee covers services and programs provided by the Barnes Center at The Arch, including Counseling, Health Care and Health Promotion, as well as Student Assistance.

Health insurance helps to offset costs of services not covered by the health and wellness fee, such as lab fees and medications. Insurance provides students with access to medical services beyond the Barnes Center at The Arch, including hospitalization, surgery, and special services.

All full-time, matriculated undergraduate, graduate, and law students need to demonstrate proof of qualifying coverage. These students are also eligible to enroll in the Syracuse University Student Health Insurance Plan.

If you are only registered in a distance, online program, you will not need to satisfy the requirement to have health insurance.

Your enrollment status as of Monday, September 16, 2019, will determine your eligibility. If you are full-time on that date, you will be eligible to purchase the insurance and are subject to the proof of qualifying health insurance requirement. If you are part-time on that date, you will be neither eligible nor subject to the requirement.

For those entering in spring 2020, your enrollment status as of Monday, February 3, 2020 will determine your eligibility.

For new students entering in fall 2019, the deadline to enroll or waive the Student Health Insurance Plan is Monday, September 16, 2019.

For new students entering in spring 2020, the deadline to enroll or waive the spring-only Student Health Insurance Plan is Monday, February 3, 2020.

All full-time, matriculated Syracuse University students studying abroad must demonstrate proof of qualifying coverage. This includes students participating in the Los Angeles, Washington, D.C., and New York City semester programs.

Some domestic undergraduate students may be eligible for a Syracuse University grant to cover the SHIP premium.  In addition, some domestic and international students may be eligible for loans.

Undergraduate and graduate students need to submit, in writing, a request for consideration for assistance to the Office of Financial Aid and Scholarship Programs. Law students must complete the budget adjustment request form and send it to the College of Law Office of Financial Aid for consideration. Please note, domestic students must have a FAFSA form on file in order to be considered for grant or loan assistance.

Contact the Office of Financial Aid and Scholarship Programs by calling 315.443.1513, or College of Law Office of Financial Aid  by calling 315.443.1962 for more information, including additional requirements for grant or loan consideration.

As they are not health insurance plans, HealthShares and medical cost sharing plans do not meet the Student Health Insurance requirement. HealthShares and medical cost sharing plans do not guarantee payment of medical bills. For additional information, please contact the Student Health Insurance Office by calling 315.443.9019 or emailing healthinsurance@syr.edu.

Enrolling in the Student Health Insurance Plan

The Student Health Insurance Plan is accepted at the Barnes Center at The Arch. Receiving care at the Barnes Center is one of the most cost-effective ways to use your SHIP.

The Barnes Center at The Arch health care team provides students with access to general health maintenance services, evaluation and treatment of common acute illnesses, ambulatory care, vaccinations, sexually transmitted diseases counseling and testing, women’s wellness care, nutrition counseling and medical transport, among other services.

All full-time, matriculated undergraduate, graduate and law students on campus are eligible to enroll in the Student Health Insurance Plan.

The Student Health Insurance Plan enrollment decision form is available on MySlice.

The deadline to enroll for annual or fall-only coverage is Monday, September 16, 2019.

The deadline to enroll for spring-only coverage is Monday, February 3, 2020.

Eligible students who enroll in the Student Health Insurance Plan may also enroll their legal dependent(s).

If you need to enroll dependents, please visit the Haylor, Freyer & Coon Dependent Enrollment site.

The 2019-2020 annual premium is $1,730.

The fall-only rate is $749.

The spring-only rate is $1,026.

Full plan details for the 2019-2020 Student Health Insurance Plan will be available later this summer.

For additional information, please contact the Student Health Insurance Office at 315.443.9019 or healthinsurance@syr.edu.

Please contact the Bursar’s Office at 315.443.2444 or bursar@syr.edu to discuss what payment arrangements may be available to you.

Students can print their ID card ten business days after enrolling in the Student Health Insurance Plan.

To do so:

  1. Visit the Aetna website
  2. Select Syracuse University in the school search box
  3. Click ‘View your school’
  4. Click ‘Print Your ID Card’ on the bottom menu
  5. Enter in your SU student ID number and date of birth to view/print their card

Yes, the Student Health Insurance Plan covers you during semester breaks, summer vacation, and even if you’re traveling or studying abroad. You’ll be covered for the period for which you have paid the premium.

You can see any provider in Aetna’s national network and receive preferred benefits. To find a participating provider, use the DocFind tool on the Aetna Student Health website or call 1.866.746.6590. Remember, you are free to use a non-participating provider, but you will be responsible for paying a larger portion of the bill.

In addition to being covered for medical treatment and services, you will also be covered for Emergency Medical Evacuation, Repatriation of Remains, Security and Political Evacuation, Natural Disaster Evacuation and Travel Assistance Services through On Call International, the 24-hour worldwide assistance service. All services must be arranged for in advance and provided by On Call International. Any services not arranged by On Call International will not be considered for payment.

  • When studying or traveling abroad, keep your Student Health Insurance ID card with you and take a copy of the brochure for reference.
  • When outside of the United States, you will likely be asked to pay for your medical care first and will then need to seek reimbursement. Covered expenses will be reimbursed on an Out-of-Network basis.
  • When you submit claims for reimbursement, you will need to have the itemized bill(s) translated into English and include a letter informing the claims administrator that you are seeking reimbursement for charges previously paid.
  • Please ensure that your name, ID number, address (to receive your reimbursement check), and your school’s name are on the bill.

For more information about health insurance and participating in an SU Abroad program, visit the SU Abroad insurance webpage.

Full-time, matriculated students beginning classes in the month of July have the option to purchase coverage for the period of Thursday, July 1, through Wednesday, July 31, 2019, if desired. The deadline to purchase this coverage is Thursday, July 1, 2019.

To enroll in coverage, access the Haylor, Freyer & Coon, Inc. website. For additional questions or information, contact Haylor, Freyer & Coon, Inc. at 866.535.0456 or student@haylor.com.

Undergraduate students: please visit Haylor, Freyer & Coon’s dental insurance page for a quote and details on how to enroll in dental coverage.

Graduate students: complete the enrollment process for vision and/or dental plans on MySlice if you would like to enroll.

Please note, the Student Health Insurance Plan does cover pediatric routine dental and vision exams, and pediatric dental care services to enrolled members through age 18.

The administrative fee covers expenses incurred to ensure compliance with the health insurance requirement, to manage the enrollment process, and to provide dedicated, on-campus support to students enrolled in the Student Health Insurance Plan. Through the Student Health Insurance Office, students, parents and families have access to staff who are familiar with the plan and benefits, can address concerns, assist with enrollment, and answer questions. The staff also support education and communication efforts.

Waiving the Student Health Insurance Plan

Qualifying coverage is defined as follows:

  • Provided by a U.S.-based insurer*
  • Covers emergency and non-emergency services in the Syracuse area
  • Compliant with all aspects of the Affordable Care Act (ACA)

Please note, most New York State Essential Plan tiers do not meet our requirements. Please email the Student Health Insurance Office if you have questions.

*Insurance carriers or their subsidiaries outside the 50 U.S. states or coverage by foreign National Health Services programs are not acceptable under this criterion. Some of these plans may advertise that they are ACA-compliant and provide a U.S. address; however, many are not filed and approved in the U.S., which is required to be accepted as alternate qualifying coverage.

If you are currently enrolled in an out-of-New York State or New York City Medicaid plan, please contact the Student Health Insurance Office at 315.443.9019 or healthinsurance@syr.edu.

Qualifying Coverage Considerations:

  • Carrier is licensed to do business in the U.S., has a U.S. phone number, and a U.S. claims payment office.
  • Does not have waiting periods prior to providing coverage for pre-existing conditions.
  • Does not have exclusions for mental health disorders, pre-existing conditions, pregnancy and pregnancy-related treatment, and drug and alcohol-related conditions.
  • Coverage is duration of the academic year or until the academic program ends.
  • Unlimited yearly and unlimited maximum benefit.

Health insurance coverage and plans can change year-to-year. Your health insurance must meet the following criteria in order to waive:

  • Provided by a U.S.-based insurer*
  • Covers emergency and non-emergency services in the Syracuse area
  • Compliant with all aspects of the Affordable Care Act (ACA)

Please note, most New York State Essential Plan tiers do not meet our requirements. If you have questions, please contact the Student Health Insurance Office at 315.443.9019 or healthinsurance@syr.edu.

*Insurance carriers or their subsidiaries outside the 50 U.S. states or coverage by foreign National Health Services programs are not acceptable under this criterion. Some of these plans may advertise that they are ACA-compliant and provide a U.S. address; however, many are not filed and approved in the U.S., which is required to be accepted as alternate qualifying coverage.

If you are currently enrolled in an out-of-New York State or New York City Medicaid plan, please contact the Student Health Insurance Office at 315.443.9019 or healthinsurance@syr.edu.

Qualifying Coverage Considerations:

  • Carrier is licensed to do business in the U.S., has a U.S. phone number, and a U.S. claims payment office.
  • Does not have waiting periods prior to providing coverage for pre-existing conditions.
  • Does not have exclusions for mental health disorders, pre-existing conditions, pregnancy and pregnancy-related treatment, and drug and alcohol-related conditions.
  • Coverage is duration of the academic year or until the academic program ends.
  • Unlimited yearly and unlimited maximum benefit.

If you have alternate qualifying health insurance coverage, you can complete the waiver decision form now on MySlice.

The deadline to waive annual coverage is Monday, September 16, 2019.

The deadline to waive spring-only coverage is Monday, February 3, 2020.

Your plan may restrict coverage to only providers participating in the insurer’s network, in which case you need to ensure that Syracuse-area physicians and hospitals are considered in-network. Some plans also permit reduced coverage for using out-of-network providers, which will meet the University requirement. We recommend contacting your current insurance plan provider. Some insurance providers also allow you to purchase a rider, or addition, to your current plan to include coverage for services in other areas.

For students with out-of-New York State or New York City Medicaid, please contact the Student Health Insurance Office at 315.443.9019 or healthinsurance@syr.edu to discuss your options.

Students who do not have qualifying coverage will be automatically enrolled in and billed for the Syracuse University Student Health Insurance Plan. The charge will be applied to your Bursar’s account.

Full-time, matriculated students seeking to waive the Student Health Insurance Plan will need to demonstrate proof of qualifying insurance each academic year.